1. Julius King LLC
Sektör: Legal Services, Bankruptcy Law
Hizmet Alanları: Chapter 7 bankruptcy, Chapter 13 bankruptcy, debt settlement, debt consolidation, foreclosure defense, wage garnishment protection, repossession prevention, creditor harassment defense
Kuruluş Yılı: 2005
Çalışan Sayısı: Information not publicly available
Hakkında: Julius King LLC is a Macon-based bankruptcy law firm led by Attorney Julius King. The firm has been serving the state of Georgia in the area of bankruptcy and debt relief since 2003. Attorney King graduated from Morehouse College with honors and earned his law degree from Duke University School of Law. He has handled over 2,000 bankruptcy cases throughout his career. The firm maintains a BBB A+ rating and is accredited by the Better Business Bureau. Julius King LLC focuses exclusively on helping individuals and families escape overwhelming debt through Chapter 7 bankruptcy and Chapter 13 debt consolidation. The firm offers free consultations and emphasizes helping clients understand how to eliminate or consolidate debt, improve credit scores, and live without fear of creditor harassment.
Adres: 433 Cherry Street, Suite 17, Macon, GA 31201
İletişim: (478) 745-8490 | https://www.jkingllc.net
Çalışma Saatleri: Contact for appointment availability. Free consultations available.
2. L. Wayne Gilleland, Attorney at Law
Sektör: Legal Services, Consumer Bankruptcy Law
Hizmet Alanları: Chapter 7 bankruptcy, Chapter 13 bankruptcy, debt relief consultation, foreclosure prevention, wage garnishment defense, repossession protection, creditor negotiation
Kuruluş Yılı: Over 35 years in practice
Çalışan Sayısı: Information not publicly available
Hakkında: L. Wayne Gilleland, Attorney at Law is a Macon law firm that has been providing bankruptcy legal services for more than 35 years. Attorney Wayne Gilleland has helped thousands of people find debt relief through the Bankruptcy Code. Based in Bibb County, the firm focuses on helping individuals whose lives have become consumed by unpaid credit card bills, mortgages, car loans, and other debt. Attorney Gilleland works with clients during confidential consultations to assist them in understanding whether Chapter 7 or Chapter 13 bankruptcy is the appropriate option for their situation. The firm helps clients stop foreclosure, garnishment, repossession, and other collection activity.
Adres: Macon, GA (contact for specific address)
İletişim: (478) 207-6901 | https://www.maconbankruptcylaw.com
Çalışma Saatleri: Monday through Friday 9:30 AM to 5:30 PM, evenings by special appointment. Free initial consultations available.
3. Akin, Webster and Matson, P.C.
Sektör: Legal Services, Bankruptcy Law
Hizmet Alanları: Chapter 7 bankruptcy, Chapter 13 bankruptcy, Chapter 11 bankruptcy, bankruptcy litigation, adversary proceedings, business debt discharge, personal bankruptcy, debt reorganization
Kuruluş Yılı: Established practice with 80+ years combined experience
Çalışan Sayısı: Three attorneys plus support staff
Hakkında: Akin, Webster and Matson, P.C. is a Macon bankruptcy law firm with 80 years of combined experience among its attorneys. The firm’s attorneys include Danny L. Akin (over 40 years of experience in bankruptcy law), Joy R. Webster (over 35 years of experience), and Robert M. Matson. The firm practices exclusively in bankruptcy law and has helped thousands of Georgia residents in the Middle District of Georgia eliminate debt. The attorneys have experience in all aspects of bankruptcy law including Chapter 7, Chapter 11, and Chapter 13 bankruptcy, as well as bankruptcy litigation and adversary proceedings. The firm helps individuals, married couples, corporations, and business owners with debt relief, including eliminating personal guarantees attached to supply agreements or bank loans.
Adres: 544 Mulberry Street, Suite 400, Macon, GA 31201
İletişim: (478) 250-1522 | https://www.akin-webster-matson.com
Çalışma Saatleri: Contact for appointment availability. Free initial consultations available in-person or over the phone.
4. Dozier Law
Sektör: Legal Services, Bankruptcy and Consumer Protection Law
Hizmet Alanları: Chapter 7 bankruptcy, Chapter 13 bankruptcy, consumer protection, debt collection defense, foreclosure defense, wage garnishment protection, creditor harassment defense
Kuruluş Yılı: Information not publicly available
Çalışan Sayısı: Multiple attorneys
Hakkında: Dozier Law provides bankruptcy representation to clients in the Macon and Savannah areas and throughout Georgia and the Southeast. The firm offers both Chapter 7 and Chapter 13 bankruptcy services. Chapter 7 bankruptcy wipes out existing unsecured debt such as credit card and medical bills while stopping creditor actions like wage garnishment and bank account levies. Chapter 13 bankruptcy allows people to make payments to a bankruptcy trustee over a three to five year period, typically paying back only a portion of their debts. In addition to bankruptcy services, Dozier Law provides consumer protection services to people exposed to unscrupulous debt collection activities. The firm helps clients stop creditor harassment and legal actions through bankruptcy filing.
Adres: Macon, GA (contact for specific address)
İletişim: Macon: (478) 292-6761 | Savannah: (844) 738-5665 | https://dozierlaw.com
Çalışma Saatleri: Contact for appointment availability. Free consultations available.
5. Sampson-Roberts and Associates
Sektör: Legal Services, Consumer Bankruptcy Law
Hizmet Alanları: Chapter 7 bankruptcy, Chapter 13 bankruptcy, tax relief, debt settlement, same-day bankruptcy filing, wage garnishment protection, foreclosure prevention
Kuruluş Yılı: Nearly 20 years in business
Çalışan Sayısı: Attorney and professional support staff
Hakkında: Sampson-Roberts and Associates is a bankruptcy law firm with offices in both Macon and McDonough, Georgia. Bankruptcy attorney Lisa Sampson-Roberts has extensive knowledge of all aspects of bankruptcy law. The firm offers same-day consultations and same-day bankruptcy filing to help clients seek protections quickly. Services include Chapter 7 and Chapter 13 bankruptcy as well as tax relief solutions. The firm helps clients stop the threat of foreclosure, repossession, and wage garnishment. Clients can expect to be debt free in as little as 3 months with Chapter 7, and can qualify for a home loan 12-24 months after bankruptcy discharge. The professional support staff listens carefully to client goals and concerns.
Adres: Macon, GA and McDonough, GA offices
İletişim: (678) 565-9311 | https://sampsonroberts.com
Çalışma Saatleri: Contact for same-day consultation availability
Macon, GA Hakkında
Macon is located in the geographic center of Georgia, approximately 85 miles south of Atlanta along Interstate 75. The city serves as the county seat of Bibb County and operates under a consolidated city-county government known as Macon-Bibb County, established in 2014.
The population of Macon-Bibb County is approximately 157,000 residents. The metropolitan statistical area, which includes Bibb, Crawford, Jones, Monroe, and Twiggs counties, has a population of over 230,000.
The local economy is diversified across healthcare, education, manufacturing, logistics, and military sectors. Atrium Health Navicent (formerly the Medical Center, Navicent Health) serves as one of the largest employers in the region. Robins Air Force Base, located nearby in Warner Robins, significantly impacts the regional economy and employs thousands of military and civilian personnel.
Macon is home to several higher education institutions including Mercer University (founded 1833), Middle Georgia State University, Wesleyan College (the first college in the world chartered to grant degrees to women), and Central Georgia Technical College. These institutions contribute to a skilled workforce pipeline for local businesses.
The city benefits from excellent transportation infrastructure. Interstate 75 runs through Macon, providing north-south connectivity, while Interstate 16 extends east to Savannah and the Georgia Ports. Middle Georgia Regional Airport offers commercial air service, and Norfolk Southern Railway maintains significant operations in the area.
Healthcare facilities in Macon include Atrium Health Navicent The Medical Center (a Level I Trauma Center), Piedmont Macon Medical Center, Coliseum Medical Centers, and numerous specialty clinics and outpatient facilities throughout the community.
The cost of living in Macon is approximately 15 to 20 percent below the national average, with housing costs being particularly affordable compared to larger Georgia cities. The median home price is significantly lower than the state average.
The climate is classified as humid subtropical with hot summers and mild winters. Average summer temperatures reach the low 90s Fahrenheit, while winter temperatures typically range from the mid-30s to mid-50s. The area receives approximately 45 inches of rainfall annually.
Sıkça Sorulan Sorular
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy is often called liquidation bankruptcy. It eliminates most unsecured debts such as credit card balances, medical bills, and personal loans. The process typically takes three to four months and provides a complete discharge of qualifying debts. Georgia law allows exemptions to protect specified amounts of equity in your home, car, and other property. Chapter 13 bankruptcy is called reorganization bankruptcy. It creates a three to five year payment plan to repay some or all debts. Chapter 13 is often used by people who want to keep property they might lose in Chapter 7, catch up on mortgage or car loan arrears, or who earn too much income to qualify for Chapter 7.
How do I know if I qualify for bankruptcy in Macon?
Qualification for Chapter 7 bankruptcy is determined by the means test, which compares your income to the Georgia median income for your household size. If your income is below the median, you generally qualify for Chapter 7. If above, additional calculations of allowable expenses determine eligibility. Chapter 13 has different requirements including having regular income and unsecured debts under approximately $465,000 and secured debts under approximately $1,400,000 (amounts adjusted periodically). Macon bankruptcy attorneys offer free consultations to analyze your specific financial situation and advise which chapter is appropriate for your circumstances.
Will bankruptcy stop foreclosure or wage garnishment?
Filing for bankruptcy triggers an automatic stay that immediately stops most collection activities including foreclosure proceedings, wage garnishments, repossessions, utility disconnections, and creditor lawsuits. The automatic stay goes into effect the moment your bankruptcy petition is filed with the court. In Chapter 13 bankruptcy, you can catch up on missed mortgage payments through your repayment plan while the automatic stay prevents foreclosure. Chapter 7 can delay foreclosure temporarily, but if you cannot maintain mortgage payments, the protection is limited. Contact a Macon bankruptcy attorney immediately if you are facing imminent foreclosure or garnishment.
How much does it cost to file bankruptcy in Macon?
Bankruptcy costs include court filing fees and attorney fees. As of recent schedules, Chapter 7 filing fees are approximately $338 and Chapter 13 filing fees are approximately $313. Attorney fees vary depending on the complexity of the case. Chapter 7 cases in Macon typically range from $1,000 to $2,500 in attorney fees. Chapter 13 cases often have higher attorney fees due to the longer duration and complexity, typically ranging from $3,000 to $5,000, which can often be paid through the repayment plan. Many Macon bankruptcy attorneys offer free initial consultations and payment plans for attorney fees.
How long does bankruptcy stay on my credit report?
A Chapter 7 bankruptcy remains on your credit report for 10 years from the filing date. A Chapter 13 bankruptcy remains on your credit report for 7 years from the filing date. However, the practical impact on your credit diminishes over time, especially if you take steps to rebuild credit responsibly after discharge. Many people begin receiving credit offers within months of discharge. Within two to four years of bankruptcy discharge, many former debtors qualify for major credit cards, auto loans, and even mortgages. Macon bankruptcy attorneys can provide guidance on rebuilding credit after bankruptcy as part of their services.